Concierge credit repair, done right

Fewer errors on your reports. More options in your life.

Credit Shield Elite is a concierge credit-repair service. We identify questionable items on your credit reports, draft bureau-ready dispute letters, and track every response — so you can focus on the loan, lease, or move that started this.

Start free assessment How it works →No card required. Cancel anytime within 3 business days at no charge.
Bank-grade encryption CROA-compliant workflow Human specialists
Client dashboard previewDemo data
FICO® 8 · Experian
724
Good
Disputes
12 active
Round
3 of 6
Removed
8 items
As featured inThe Ledger DailyPrime FinanceModern WealthHome Buyer Weekly
The process

Four steps. One transparent workflow.

No mystery envelopes. No vague promises. Every action is logged and visible in your portal.

Step 1
Pull your reports

Securely link all three bureaus. We identify every questionable line item.

Step 2
We draft your disputes

Our specialists craft bureau-ready letters tailored to each account type.

Step 3
Send & track

Choose done-for-you mailing or download PDFs. Watch each round move in real time.

Step 4
Watch your score climb

Removed items and score gains land in your dashboard as they clear.

Plans

Simple pricing. Cancel anytime.

No setup fees. No long-term contracts. Upgrade or downgrade when your goals change.

Basic Monitoring
$39/month

Great for early credit tracking

  • Monthly 3-bureau monitoring
  • Score alerts & insights
  • 1 dispute round per month
  • Email support
Start Basic
Most popular
Pro Repair
$89/month

Most popular

  • Everything in Basic
  • Unlimited disputes
  • AI-drafted letters, editable
  • Priority chat support
  • Round history & timeline
Start Pro
Elite Concierge
$199/month

Full done-for-you service

  • Everything in Pro
  • Dedicated credit strategist
  • Certified mail handling
  • Creditor negotiations
  • Optimization coaching
Talk to Elite
Client stories

What working with us feels like

Illustrative examples — not actual client statements or claims of specific results. Individual outcomes vary and are not guaranteed.

Sample

"The dashboard made every step obvious. I always knew what round we were in and what the bureaus had responded."

Marcus D.
Homebuyer
Sample

"The first credit-repair service I've used that felt like real professionals instead of a template mill."

Priya R.
Business owner
Sample

"Getting a plan I could actually follow — and seeing the letters before they went out — made a huge difference."

Jonathan K.
Post-divorce reset

Backed by our Shield Commitment

We commit to working your case transparently, sending every letter you approve, and keeping you in the loop at every round. Specific guarantee terms — including any eligibility and refund conditions — are described in our Terms of Service.

No credit-repair company can lawfully guarantee a specific score or the removal of any specific item. See Terms for full details.